Long-Term Care Options in Kentucky

We love our homes. 我们中的许多人从未想过离开，但由于年事已高和健康问题，这可能是不可能的. 在某些时候，我们可能需要在家里得到额外的帮助，或者在长期护理机构找到一个新家. The idea of that may seem frightening, 但更可怕的是，如果你没有提前做好计划，可能会发生什么.

无论你是在为自己的未来，还是为父母或其他所爱的人的未来做计划, the Louisville elder law attorneys 丘奇、兰登、洛普、巴内特·劳都是值得信赖的人，他们能帮你渡过难关 长期护理带来的实际、财务和法律问题， including:

• Medicaid applications
• Asset protection
• Long-term care options
• Powers of attorney
• Guardianships

The attorneys of Church, Langdon, Lopp, Banet Law are compassionate elder law attorneys, and we understand what you’re going through. 我们的生活和家庭都是与这个世界交织在一起的 Kentuckiana community. 我们帮助很多客户解决了他们年迈的配偶所面临的挑战, parents and grandparents, and we can help you, too.

我们的律师帮助家庭找到解决方案来管理他们的长期护理需求，以保持他们控制自己生活的能力，保持他们的财务健康和家庭关系. 我们的目标是让家人继续关注老龄化最重要的方面：与你关心的人一起享受富有成效的生活.

Elements of a Kentucky Long-term Care Plan

There are many aspects to long-term care planning.

• Medicare 联邦健康保险计划是否有强制性工资扣减. It serves mainly those older than 65 and the disabled. 受助人可以根据受雇的时间长短每月支付保险费. The program has four parts, including Part A (for some short-term, in-home medical help prescribed by a doctor, 但不包括长期监护)和D部分（处方药保险）.
• Medicaid 是否有一个联邦和州的项目为贫困人口提供医疗和长期护理. 医疗补助接受者通常很少有自付费用. 如果你65岁或以上，这个项目可能包括家庭护理或日间bet9九州体育登录，以及养老院护理. 一个人可以同时获得医疗补助和医疗保险福利. With the right approach, a person’s assets could be structured so that, over time, 他们将有资格获得医疗补助，同时获得其资产的好处.
• 社会保障福利是为退休和残疾支付的，也可以支付给寡妇或鳏夫. 如果你从事的是低薪工作，或者在你的一生中赚了钱却没有缴纳社会保险, 你可能有资格申请补充安全收入（SSI）计划, 哪个是针对残疾人和老年人的福利项目.
• Veterans benefits come in several types and levels. 如果你是一名年老的退伍军人，因为服役相关的残疾需要持续的医疗护理, medical benefits, 住院治疗和处方药可以从退伍军人管理局获得.

每个项目都有特定的资格和相关的文书工作. 试图为自己或父母获得这些好处可能需要花费大量的时间和精力，而不仅仅是填写正确的表格和获取必要的文件, but also to learn the details of each program, how they work, who qualifies and how. Church, Langdon, Lopp, Banet Law is here for you and your family, 帮助你尽可能快速有效地完成这个过程.

委托书需要成为肯塔基州长期护理计划的一部分.

有许多法律文件可以在帮助您或您的家庭成员以最快的速度获得长期护理方面发挥关键作用, most simple and least expensive ways possible. One of the most important is the power of attorney. This document should be part of every estate plan.

• 财务委托书允许某人为自己的利益留出资产, or for the benefit of others, to be managed by an agent.
• 它可以立即生效，也可以在某个预定的晚些时候生效. 代理人可能负责个人的所有财务和开支，也可能只负责有限的资产来支付某些账单.
• 医疗授权委托书指定一名代理人，在当事人无法做出医疗决定的情况下作出决定.

Before we draft these documents, 我们会问一些重要的问题，并仔细倾听客户的意见.

肯塔基州长期护理可能需要监护.

Without properly drafted powers of attorney, 如果一个人变得无法做出自己的财务决定，监护可能是必要的, personal or medical affairs. Guardianships are:

• 法院命令，他们需要一个事实调查程序. It must be shown that a guardianship is necessary, not just helpful or convenient, 合适的人愿意并且能够为这个人做决定.
• Generally, 获得和维持监护权比起草恰当的委托书要昂贵得多. 持续的记录保存要求通常要广泛得多.

Whether you live far from your parents or loved one, live with and care for them, or are somewhere in between, the attorneys at Church, Langdon, Lopp, Banet Law可以为您和您的家人提供多种选择，以便您可以制定最适合您家庭需求的长期护理计划. 无论你是在规划自己的未来还是为你所爱的人的未来, please consider allowing us to help you. Contact us today to start finding solutions.

Attorney Steve Langdon

Licensed to practice in both Indiana and Kentucky, 史蒂夫·兰登是一位经验丰富的老年律师和出庭辩护律师. In addition to his litigation and trial work, Steve’s practice includes wills, trusts, probate, Medicaid planning, guardianship, powers of attorney, and advanced directive planning, 包括生前遗嘱和医疗代理指定. [ Attorney Bio ]

Attorney Gary Banet

加里在印第安纳州和肯塔基州都有执业律师执照. He concentrates his practice in estate planning, estate and trust administration, estate and trust litigation, guardianships, elder law and special-needs planning. Gary earned his J.D. from the University of Louisville, Louis D. 布兰代斯法学院毕业，曾在宾汉姆格林鲍姆多尔和怀亚特塔兰特律师事务所执业 & Combs. [ Attorney Bio ]